Is It Safe to Mail a Check?

Is It Safe to Mail a Check?

A report recently found that nationwide, 1.7 million packages are lost each year. It’s no wonder that people ask if mailing checks is safe these days. 

Do you have to send a check by mail and wonder if it’s safe? We have the information you need to ensure your check gets to where it’s going. 

Sending checks is safe, you just have to know what precautions to take. We’ll take you through those precautions to make sure you have all the information you need.

If you’re interested in learning more, read on! 

So, Is Mailing Checks Safe?

The short answer is yes. Despite the 1.7 million packages missing each year, checks usually get to where they need to. 

Many checks move through the mail every day. Before the electronic surge, checks by mail used to be the norm. With the right precautions, mailing checks can absolutely be safe.

What Precautions Should You Take to Mail Checks?

There are many precautions you can take when mailing your check. 

Make It Hard to See What’s in the Envelope

There are a couple of ways to do this. You could use a colored envelope, which is harder to see through. Plain white is easy to see through and figure out what the contents are. 

You could put the check in a greeting card. Using a greeting card is a good way to cover the check and make it less noticeable. 

Another way to mask the check is by wrapping it in a thick piece of paper. It will be as if you are sending a regular letter. 

Drop It at the Post Office

Rather than putting it in the mail, take the extra step to bring it to a post office. There you can send it as certified mail and receive a tracking number. 

With the tracking number, you can see the entire process and exactly where your check is. You can even get a notification that confirms when the check gets delivered. 

Check out the certified mail cost, so you know exactly how much sending certified mail is. 

Restrict the Check

Make sure when you are filling out the check, you put a specific name where it says Pay To The Order Of. Never leave the amount or payee section blank. 

Also, make sure that you don’t send checks payable to cash. This ensures fraud protection if your mail happens to get lost. 

What if the Check Gets Lost in the Mail?

If the check gets lost in the mail, call your bank and cancel the payment. It might cost a fee, but it’s better to cancel the check first before the money gets taken out. 

Unfortunately, the sender is usually the one responsible if mail gets lost. Following the precautions above though, will ensure you don’t lose money. 

Don’t Stress About Sending Checks in the Mail

If you follow the precautions above, you should have no issues sending a check in the mail. There’s no reason to stress if you’re following safety measures and protecting yourself.

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