How to Get Self-Employed Health Insurance in Texas

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How to Get Self-Employed Health Insurance in Texas

Do you dream of working for yourself? You might be able to make your dreams come true by becoming self-employed and working on your terms, you can expand your career options and get your hands on the work you want to do.

However, getting the right health insurance for self-employed individuals can be a challenge. Not all plans are suitable for the self-employed, and self-employment doesn’t always count as qualifying coverage. So, how do you choose the right one for you?

Don’t worry, we’re here to help you out. In this article, we will discuss the ways on getting self-employed health insurance. Keep reading!

Texas Department of Insurance

The Texas Department of Insurance (TDI) offers a variety of programs to help Texans get health insurance plans. One of these is the Self-Employed Health Insurance program. It helps Texans who are self-employed or who work for a small business get health insurance.

This program is available to Texans who do not have access to health insurance through their employer. To qualify, Texans must have a net worth of less than $500,000 and an annual income of less than $50,000.

Purchase Through the Health Insurance Marketplace

If you are self-employed and live in Texas, you can get health insurance through the Health Insurance Marketplace. You can shop for plans and compare prices online, and see if you qualify for a premium tax credit. You can also find out if you qualify for any other subsidies to help make coverage more affordable.

When you enroll in a plan through the Marketplace you may be able to get a lower monthly premium. With this, you can also find out if you qualify for Medicaid. 

Another option is to get short-term health insurance plans, which can provide coverage for up to 12 months. You can also purchase a plan directly from an insurance company, or join a health care sharing ministry. 

Join a Professional Association

Many professional associations in Texas offer health insurance plans to their members. To find the right one for you, visit this site or look at the different options. Keep in mind that you may have to pay more for self-employed health insurance, but it will be worth it in the long run.

Once you’ve joined a professional association, you can start shopping for health insurance. There are many different plans available, so be sure to do your research and find the one that’s right for you. You can also talk to other self-employed individuals in your association to see what they recommend.

Self-Employed Health Insurance For You

If you are self-employed in Texas and looking for health insurance, you have a few options. You can purchase individual health insurance plans through the marketplace, join a professional or trade association, or get coverage through a short-term health plan.

You may also be eligible for a health-sharing plan. To get started, compare self-employed health insurance plans and prices to find the best fit for your needs and budget.

If you’ve found this article useful, be sure to check out some of the other great content on this site.