Credit Cards With Rewards You can Actually Use

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Advantages of using a credit card

Credit cards are a great alternative to cash, and of particular importance in the case of an emergency. Additionally, the top credit cards like the Bajaj Finserv RBL Bank SuperCard can help you save more money through benefits such as credit card reward points, cashback offers and other credit card offers and discounts.

Credit card reward points are accumulated each time a purchase is made using your credit card. The points earned will vary depending on the nature and price of the items purchased or bills paid. These points can then be redeemed to avail a range of products, services and benefits.

Bajaj Finserv has partnered with RBL Bank to offer several Bajaj Finserv co-brand credit cards which are rich in features and benefits. By visiting the Bajaj Finserv website, you can apply for an instant credit card with bare minimum documentation. It also provides you with all the information you need regarding these cards, such as features, benefits, fees, latest credit card offers. Meanwhile, let us quickly describe some of the best credit cards that you can apply for which will provide you with many benefits, including useful credit card reward points.

  • The Bajaj Finserv RBL Bank SuperCard features on the top of the list of the best credit cards you can apply for. These cards are known to have the powerful features of 4 different types of cards, including:

Credit Card: The Bajaj Finserv RBL Bank SuperCard gives its customers a wide variety of benefits like discounts and credit card reward points. After accumulating enough points, the cardholders can then visit the reward points online store and choose the category they wish to redeem the gift from, such as travel, flight tickets, shopping, recharge or e-store gift cards. After making your choice, you just need to click on the redeem points button and then select the number of rewards points to be redeemed.

Cash Card: Customers can make cash withdrawals from a large network of ATMs across the country without having to pay any interest for up to 50 days.

Loan Card: Cardholders can avail of a personal loan for 3 months which is based on the card’s cash limit with no processing fee applicable.

EMI Card: By making a minimum purchase of just Rs. 2,500, the amount spent can be converted into convenient and flexible EMIs with nominal fees and interest rates.

  • Another great credit card is the Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard. As the name suggests, there is no joining fee or annual charge for the first year of using this card. From the second year onwards, the charge is Rs. 499 per annum. This too can be reversed if you spend in excess of Rs. 50,000 in the year using your card. By spending Rs. 75,000 each year, you stand to get 5000 credit card reward points as a bonus, over and above the number of points you have already accrued. Other credit card offers provided include a 10% discount on movie tickets and a fuel surcharge waiver of Rs. 100 per month at any petrol pump.
  • The Bajaj Finserv RBL Bank Platinum ShopDaily SuperCardis a great way to manage your payment needs while enjoying several offers and deals in the process. By using this card for spends exceeding Rs. 1 lakh in a year, you can also get cashback on monthly grocery expenses. By spending Rs. 2000 in the first month, you will get a gift voucher worth Rs. 500.
  • The Bajaj Finserv RBL Bank Freedom SuperCardis an innovative product that empowers you to choose your credit card amount limit. To avail of this card, you are required to book an FD of minimum Rs. 15,000. The entire amount booked in the FD will become your credit limit. Hence, the higher the amount booked, the higher the spending limit. Additional benefits include competitive FD rates and the ability to withdraw upto 75% of the FD in cash whenever needed. 2000 credit card reward points can be received as a welcome gift by spending Rs. 2,000 in the first month.
  • The Bajaj Finserv RBL Bank World Plus SuperCard is a terrific variant for frequent travellers as it provides them complimentary airport lounge access upto 8 times each year. The credit card offers also include 1+1 on movie tickets twice a month. This card gives you a welcome gift of 20,000 reward points which can be redeemed for availing of a wide variety of products and services.

Top Credit Cards for Earning Rewards and Gaining Offers

Credit cards are much more than an instrument for making payments. Using the Bajaj Finserv co-brand credit cards, you stand to earn several cashback offers and discounts which will allow you to save a lot of money. Moreover, there are exclusive deals and instant discounts which can be availed, significantly adding to your shopping experience. These cards serve a multitude of purposes and can also be used to avail personal loans for 3 months at nominal charges or to convert your large spends into easily manageable EMIs.

The Bajaj Finserv RBL Bank SuperCard comes in several variants which can be chosen from. You can easily compare them on the Bajaj Finserv website. The different kinds of charges and fees are clearly mentioned, along with the unique features and benefits of each card. Once you have decided on the perfect card which offers the right balance of points, benefits, and other offers, you can simply click on the “Apply Now” button to fill in your application and understand the requisite documentation to be attached.